What is DASK (Compulsory Earthquake Insurance)?
DASK is a matter of concern for everyone who owns real estate in Turkey. Compulsory Earthquake Insurance, also known as DASK, covers the financial damages caused directly by earthquakes, as well as fire, explosion, tsunami, and landslides resulting from earthquakes, up to the limits specified in your policy.
Whether your building is completely or partially damaged, it is covered by the insurance.
How to Apply for DASK, What Documents Are Required for DASK Application?
The Natural Disaster Insurance Institution, known as DASK, is a public institution that regulates the earthquake coverage system and requires every homeowner to have Compulsory Earthquake Insurance. Compulsory Earthquake Insurance is a type of insurance that covers the financial damages caused by earthquakes in your building, in accordance with the coverage specified in the policy.
Getting DASK is necessary and important in many ways. Since our country is located in a seismic zone and earthquakes, one of the most dangerous natural disasters, occur frequently, having DASK coverage is an important requirement.
DASK insurance covers the financial damages that may occur in the event of an earthquake or resulting fire, explosion, tsunami, or landslides. It also ensures risk sharing for the community, aiming to minimize the negative consequences of earthquakes.
Additionally, if you do not have Compulsory Earthquake Insurance, you cannot open subscriptions for utilities such as water and electricity, nor do you have the right to carry out any legal transactions related to your home.
Therefore, it is important to have DASK insurance. So where can earthquake insurance be obtained, and how can it be acquired? We have gathered all the details about getting DASK insurance in our article.
How to Get DASK Insurance?
DASK insurance can be obtained quickly online. If you are getting a new policy, you can enter the DASK address code and the requested housing information, and if you are renewing your existing policy, you can enter the policy number and other details to get a quote and see the DASK products offered by insurance companies on the internet in just 2 minutes.
Afterwards, you can easily purchase your compulsory earthquake insurance through online payment. The question of how to get earthquake insurance is not a differentiating factor in terms of price, meaning that the DASK premiums for your home are fixed. They do not vary from one agent to another. However, the consistency of the DASK premium with the insurance company is valid for buildings under the same conditions. Buildings with different conditions have different DASK premiums. Factors such as the seismic risk zone where the buildings are located, the construction style of the building, and the gross floor area affect DASK prices. Therefore, you don’t need to conduct extensive research and visit agents for DASK applications. Instead of wasting time with price research, you can quickly complete the DASK application process online.
Where Can DASK Insurance Be Obtained?
If you are wondering where to get earthquake insurance, you can quickly get a DASK insurance quote through Sigortam.net by simply entering your information. You can learn the price by entering the characteristics of your home and then start your coverage immediately through quick and easy online payment. You may want to make changes to the coverage in your policy from time to time, but for that, an endorsement needs to be issued. You can read our article to get more detailed information about endorsements.
What Documents Are Required for DASK Application?
Before going to apply for DASK, you should research the required documents and complete them accurately. It is important to provide the necessary documents and information correctly for the DASK application. Otherwise, any financial losses that may occur will be the responsibility of the insured.
The required documents and information for the DASK policy are as follows:
The insured person’s identification and contact information:
Name Address Phone number Mobile phone number ID number Tax identification number (for legal entities)
Information about the building to be insured:
Full address Title deed information (You can read our article to learn “Can DASK be obtained without a title deed?”) Year of construction Construction style Total number of floors Damage status Information about the specific unit to be insured:
Gross floor area (m²) Usage type
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To learn more about our services and how we can assist you with DASK insurance and other legal matters, please visit our services page. Our team at Bayraktar Attorneys is dedicated to providing professional legal support and ensuring your peace of mind.
