Essential Tips for Foreigners: Health Insurance in Turkey

Health Insurance Tips in Turkey

Obtaining health insurance in Turkey is a vital requirement for individuals planning to reside or already living in the country. This article, provided by Bayraktar Attorneys, aims to address key inquiries and offer valuable guidance regarding health insurance in Turkey.

If you are uncertain about the necessity of health insurance in Turkey, this article will provide the necessary information. However, if you have decided to acquire a health insurance policy, you can reach out to us for a complimentary quote. Our team will promptly assist you in obtaining a comprehensive and affordable plan.

Let’s delve into the essential aspects of health insurance in Turkey and its significance in relation to your residence permit application.

Determining Who Needs Health Insurance in Turkey

Many individuals question whether their international insurance policies are valid in other countries. Although your international insurance may be usable in Turkey, it is unlikely to meet the requirements for a residence permit application unless it is purchased within Turkey.

Every individual applying for a residence permit in Turkey, regardless of the purpose (touristic, educational, etc.), must possess valid health insurance that covers their entire stay in the country.

When to Purchase Health Insurance in Turkey

In addition to the insurance provider being based in Turkey, the start date of your insurance coverage should align with the start date of your residence permit application. The duration of your insurance coverage should match the requested duration of your residence permit.

It is important to note that having insurance coverage for the desired duration does not guarantee approval of the residence permit application, as the final decision lies with the Immigration Office (Goc Idaresi).

Scope of Insurance Coverage

Our trusted partners offer high-quality healthcare services at competitive prices, adhering to regulations. The coverage includes 24/7 access to examination, treatment, and care costs.

Inpatient coverage includes:

  1. Hospital services (surgery, surgical theater, anesthesia, medicine, laboratory costs, etc.)
  2. Room, bed, and food expenses during hospitalization
  3. Diagnostic analyses (biochemistry, microbiology, pathology), radiological assessments, and imaging procedures conducted during inpatient care
  4. Post-surgery physiotherapy, chemotherapy, radiotherapy, dialysis
  5. Medical treatment lasting less than 24 hours (observation)
  6. Artificial limb costs resulting from accidents or illnesses
  7. Intensive care unit treatment
  8. Dental and nose treatments necessitated by traffic accidents

Outpatient coverage includes:

  1. Doctor’s consultations
  2. Diagnostic reviews
  3. Prescription medication
  4. Physiotherapy

Accessing More Comprehensive Insurance

For individuals with special medical needs requiring comprehensive coverage, we offer options that cater to such requirements. However, qualifying for plans with extensive coverage, including pregnancy-related procedures and dental work, typically requires a valid residence permit and an associated ID number.

For detailed information about our partners’ extensive insurance coverage network or to commence the process, our experts at Bayraktar Attorneys are available to assist you. Contact us now to ensure a smooth transition and start your life in Turkey on the right foot.